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Provider directory / Invoice finance providers

Invoice finance providers

Firms that advance money against the invoices your customers have not paid yet.

How this kind of finance works, its costs and its downsides: Asset-based lending (ABL), Invoice discounting, Invoice factoring, Selective and spot invoice finance.

Listed from public records under the listing criteria, free and without asking the firms. Being listed is not an endorsement, and paying cannot change who is listed or where. Check the FCA Register yourself before you sign anything. Something wrong or out of date?

In alphabetical order. With JavaScript on, the order is shuffled on each visit.

  1. 4Syte

    4SYTE FUNDING LTD

    Invoice finance for small and medium-sized businesses, including a construction finance service for contractors.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    10258153
    FCA
    FRN 752600: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    4Syte: home page (the firm's own page)

    Last checked 9 October 2026

  2. AIB (NI)

    AIB GROUP (UK) P.L.C.

    Invoice finance for businesses, from AIB in Northern Ireland.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    NI018800
    FCA
    FRN 122088: Bank (accepting deposits)
    Member of
    UK Finance (invoice finance and asset-based lending members)
    Covers
    Northern Ireland

    AIB (NI): Invoice finance (the firm's own page)

    Last checked 9 October 2026

  3. Barclays Corporate Banking

    BARCLAYS BANK PLC

    Receivables finance and other working capital finance for corporate clients.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Scammers have copied this firm. The FCA has warned about Barclays Capital (clone of FCA authorised firm), Barclays Wealth Management / Barclays Wealth / www.wealth-management-services.com (Clone of FCA Authorised firms), eu-barclays.com / international-barclays.com / intl-barclays.com (Clone of FCA Authorised firm), UK RBB Barclays Business (clone of FCA authorised firm). Use the contact details on the FCA Register.

    Companies House
    01026167
    FCA
    FRN 122702: Bank (accepting deposits)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Barclays Corporate Banking: Working capital (the firm's own page)

    Last checked 9 October 2026

  4. Bibby Financial Services

    BIBBY FINANCIAL SERVICES LIMITED

    Invoice finance, including invoice discounting and invoice factoring.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    03530461
    FCA
    FRN 484605: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Bibby Financial Services: Invoice finance (the firm's own page)

    Last checked 9 October 2026

  5. BNP Paribas Commercial Finance

    BNP PARIBAS COMMERCIAL FINANCE LIMITED

    Invoice finance for businesses, part of the BNP Paribas group.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    02713317
    FCA
    FRN 481120: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    BNP Paribas Commercial Finance: home page (the firm's own page)

    Last checked 9 October 2026

  6. Close Brothers Invoice Finance

    CLOSE INVOICE FINANCE LIMITED

    Invoice finance for businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    00935949
    FCA
    FRN 477692: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Close Brothers Invoice Finance: home page (the firm's own page)

    Last checked 9 October 2026

  7. Cynergy Business Finance

    CYNERGY BUSINESS FINANCE LIMITED

    Asset-based lending, including invoice finance; a subsidiary of Cynergy Bank.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    13322121
    FCA
    FRN 956645: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Cynergy Bank: Cynergy Business Finance (the firm's own page)

    Last checked 9 October 2026

  8. Danske Bank

    NORTHERN BANK LIMITED

    Confidential invoice discounting and other invoice finance for businesses. Danske Bank is a trading name of Northern Bank Limited.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    R0000568
    FCA
    FRN 122261: Bank (accepting deposits)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Danske Bank: Invoice finance (the firm's own page)

    Last checked 9 October 2026

  9. eCapital Commercial Finance

    ECAPITAL COMMERCIAL FINANCE LIMITED

    Invoice finance and other working capital finance for businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    04206708
    FCA
    FRN 630757: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    eCapital: home page (the firm's own page)

    Last checked 9 October 2026

  10. FlexABL

    FLEX ABL LIMITED

    Invoice finance and invoice discounting for businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    05360385
    FCA
    FRN 950999: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    FlexABL: Invoice finance (the firm's own page)

    Last checked 9 October 2026

  11. HSBC Invoice Finance

    HSBC INVOICE FINANCE (UK) LIMITED

    Invoice finance for businesses, from HSBC UK's invoice finance company.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    00759657
    FCA
    FRN 484356: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    HSBC UK: Receivables finance (the firm's own page)

    Last checked 9 October 2026

  12. IGF (Independent Growth Finance)

    INDEPENDENT GROWTH FINANCE LIMITED

    Asset-based lending for small, medium-sized and mid-market UK businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    10077673
    FCA
    FRN 775198: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    IGF Group: home page (the firm's own page)

    Last checked 9 October 2026

  13. Investec

    INVESTEC BANK PLC

    Invoice finance and other working capital finance for businesses.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Scammers have copied this firm. The FCA has warned about investec / accounts@investec-clients.com (Clone of FCA Authorised Firm), Investec / Investec Wealth & Investment Limited / Investec Bank (clone of FCA authorised firm), Investec Plc / Investec Asset Management (clone of FCA authorised firms and UK registered company), Investec Private Banking (clone of FCA authorised firms), www.investec-eu.co.uk / Investec (Clone of FCA Authorised firm). Use the contact details on the FCA Register.

    Companies House
    00489604
    FCA
    FRN 172330: Bank (accepting deposits)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Investec: Working capital finance (the firm's own page)

    Last checked 9 October 2026

  14. Metro Bank

    METRO BANK PLC

    Invoice finance for businesses, as factoring or invoice discounting.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Scammers have copied this firm. The FCA has warned about Metro Bank/metrobanking.co.uk (clone of FCA authorised firm). Use the contact details on the FCA Register.

    Companies House
    06419578
    FCA
    FRN 488982: Bank (accepting deposits)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Metro Bank: Invoice finance (the firm's own page)

    Last checked 9 October 2026

  15. NatWest and Ulster Bank invoice finance (RBS Invoice Finance)

    RBS INVOICE FINANCE LIMITED

    Provides the invoice finance offered by NatWest and Ulster Bank.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    00662221
    FCA
    FRN 783897: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    NatWest: Invoice finance (the firm's own page)

    Last checked 9 October 2026

  16. Novuna Business Cash Flow

    MITSUBISHI HC CAPITAL UK PLC

    Invoice finance for businesses. Novuna is a trading style of Mitsubishi HC Capital UK PLC.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Scammers have copied this firm. The FCA has warned about Novuna Personal Finance (clone of an FCA authorised firm). Use the contact details on the FCA Register.

    Companies House
    01630491
    FCA
    FRN 704348: Entering into regulated credit agreements as lender; regulated consumer hire (consumer credit)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Novuna: Business Cash Flow (the firm's own page)

    Last checked 9 October 2026

  17. Paragon Business Finance

    PARAGON BUSINESS FINANCE PLC

    Invoice finance for businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    01497411
    FCA
    FRN 730803: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Paragon Bank: Intermediary invoice finance (the firm's own page)

    Last checked 9 October 2026

  18. Partnership Invoice Finance

    PARTNERSHIP INVOICE FINANCE LIMITED

    Factoring and other invoice finance for businesses.

    Not on the FCA RegisterNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    04365011
    FCA
    Not on the FCA Register when we searched
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Partnership Invoice Finance: home page (the firm's own page)

    Last checked 9 October 2026

  19. Praetura Commercial Finance

    PRAETURA COMMERCIAL FINANCE LIMITED

    Invoice finance for businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    10384014
    FCA
    FRN 762655: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Praetura Commercial Finance: home page (the firm's own page)

    Last checked 9 October 2026

  20. QUBA Solutions

    QUBA SOLUTIONS LIMITED

    Invoice factoring and funding for recruitment businesses, with timesheet software.

    FCA appointed representativeNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    07907578
    FCA
    FRN 731394, appointed representative of ACRISURE UK BROKING LIMITED (FRN 310883)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    QUBA Solutions: Recruitment funding and invoice factoring (the firm's own page)

    Last checked 9 October 2026

  21. Santander

    SANTANDER UK PLC

    Invoice finance and asset-based lending for businesses.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Scammers have copied this firm. The FCA has warned about Santander Bank Finance/ www.santanderbank-finances.com (Clone of FCA Authorised firm). Use the contact details on the FCA Register.

    Companies House
    02294747
    FCA
    FRN 106054: Bank (accepting deposits)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Santander: Invoice finance and asset based lending (the firm's own page)

    Last checked 9 October 2026

  22. Secure Trust Bank

    SECURE TRUST BANK PUBLIC LIMITED COMPANY

    Asset-based lending facilities of £5 million to £50 million, across the UK.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    00541132
    FCA
    FRN 204550: Bank (accepting deposits)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Secure Trust Bank: Asset based lending (the firm's own page)

    Last checked 9 October 2026

  23. Shawbrook

    SHAWBROOK BANK LIMITED

    Asset-based lending and other business lending.

    FCA authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Scammers have copied this firm. The FCA has warned about Shawbrook Bank Ltd / Shawbrook Loans UK (Clone of FCA authorised firm). Use the contact details on the FCA Register.

    Companies House
    00388466
    FCA
    FRN 204574: Bank (accepting deposits)
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Shawbrook: Business (the firm's own page)

    Last checked 9 October 2026

  24. Skipton Business Finance

    SKIPTON BUSINESS FINANCE LIMITED

    Invoice finance for businesses, with optional bad debt protection.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    04171724
    FCA
    FRN 476791: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Skipton Business Finance: home page (the firm's own page)

    Last checked 9 October 2026

  25. Team Factors

    TEAM FACTORS LIMITED

    Invoice finance for businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    06206180
    FCA
    FRN 651720: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Team Factors: home page (the firm's own page)

    Last checked 9 October 2026

  26. Ultimate Finance

    ULTIMATE FINANCE LIMITED

    Invoice finance and other funding for businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    04325262
    FCA
    FRN 484933: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Ultimate Finance: home page (the firm's own page)

    Last checked 9 October 2026

  27. Zodeq

    ZODEQ LTD

    Invoice finance and back-office support for businesses.

    FCA registered, not authorisedNot FCA-regulated for this

    Invoice finance is commercial finance and is not generally regulated by the FCA. UK Finance members follow its Standards Framework instead. (source)

    Companies House
    10369607
    FCA
    FRN 1018849: Supervised for anti-money laundering purposes only
    Member of
    UK Finance (invoice finance and asset-based lending members)

    Zodeq: home page (the firm's own page)

    Last checked 9 October 2026

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