Merchant cash advance and revenue-based finance providers
Firms that advance money and take it back as a share of your card takings or sales.
How this kind of finance works, its costs and its downsides: Merchant cash advance, Revenue-based finance.
Listed from public records under the listing criteria, free and without asking the firms. Being listed is not an endorsement, and paying cannot change who is listed or where. Check the FCA Register yourself before you sign anything. Something wrong or out of date?
In alphabetical order. With JavaScript on, the order is shuffled on each visit.
365 Finance
365 BUSINESS FINANCE LIMITED
Merchant cash advances of up to £500,000, repaid as a share of card takings, and revenue-based finance.
FCA registered, not authorisedNot FCA-regulated for thisMerchant cash advances are commercial finance, which is not generally regulated by the FCA. Check the contract and complaints process before you sign. (source)
- Companies House
- 08267810
- FCA
- FRN 938602: Supervised for anti-money laundering purposes only
365 Finance: Merchant Cash Advance (the firm's own page)
Last checked 9 October 2026
Liberis
LIBERIS LIMITED
Advances £1,000 to £1 million against future sales, repaid as an agreed share of sales plus one fixed fee.
FCA registered, not authorisedNot FCA-regulated for thisLiberis says its Business Cash Advance is not a loan and is not FCA-regulated, so the Financial Ombudsman Service cannot consider complaints about it. (source)
- Companies House
- 05654231
- FCA
- FRN 924746: Supervised for anti-money laundering purposes only
Liberis: Explore funding (the firm's own page)
Last checked 9 October 2026
YouLend
YOULEND LIMITED
Provides merchant financing repaid from card or sales takings, directly and through partner platforms that offer it to their sellers.
FCA authorisedNot FCA-regulated for thisYouLend says its merchant financing is not regulated by the FCA. Its FCA authorisation covers the payment accounts that collect repayments. (source)
- Companies House
- 12576377
- FCA
- FRN 947287: Authorised Payment Institution (payment services)
YouLend: apply for funding (the firm's own page)
Last checked 9 October 2026
Something wrong or out of date?
Every fact here comes from a source, and rules and limits change. Tell us what looks wrong and, if you can, where you saw the right information. We do not ask for your name or email.